States in the United States that do not require drivers to have auto insurance

It is important that all drivers have insurance for their cars, because you never know what the consequences of a car accident, natural disaster or vandalism will be.

Most states in the country require auto insurance for all drivers.

Auto insurance is mandatory in most of the United States , this system helps drivers have financial support in case of being involved in a car accident

Thus, if you are involved in a car accident, you can answer for the damages caused. However, this may not work as it should when an involved driver does not have their car insured or decides to hit the road.

Many are the states (almost 90% of the American union) that force the drivers to buy auto insurance. However, there are states where this regulation is the exception: New Hampshire and Virginia. However, Virginia charges $ 500 to drivers who choose not to purchase auto insurance.

Virginia law requires that all drivers have a way to pay for injuries or property damage resulting from a car accident. A driver can comply with this financial responsibility law either by purchasing auto insurance or by paying the Virginia DMV to drive without insurance, ” the DMV explains on its website.

These are the only two states in the country that do not require drivers to have auto insurance. However, the government of both requires their drivers to take responsibility for any harm caused to others. Otherwise, the fines and legal problems will be very costly.

“New Hampshire is one of the few states that does not have mandatory auto insurance laws. However, state law requires you to pay the costs of bodily injury or property damage resulting from a car accident that you caused. The best way to meet this requirement is to buy car insurance in New Hampshire, ”the DMV reported.

Although the government does not require drivers in these two states to carry auto insurance, many vehicle owners choose to purchase insurance anyway, despite not being required.

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